Monitors financial transactions in real-time, detects anomalous patterns, flags suspicious activity, and prevents fraudulent payments before money leaves—protecting your organization from internal and external threats. All on your infrastructure.
"We got hit by a BEC attack. $340,000. The email was perfect—same signature, same tone, even referenced a real deal we were working on. The only difference was one letter in the domain name. Our AP clerk processed it because it came from 'the CFO' and said it was urgent and confidential. By the time we realized, the money had bounced through three countries. Insurance covered half. The other half came out of our operating budget. The employee quit—she felt terrible even though it wasn't her fault. The worst part? We had no systems to catch it. We were relying on humans to spot sophisticated social engineering. That's not a fair fight."
— Controller, Private Equity-Backed Company ($200M revenue)
Deploy an AI that monitors every financial transaction, detects anomalies and fraud patterns, validates requests against known schemes, and blocks suspicious payments before money moves—catching what humans miss.
Analyzes every transaction as it happens. Payments, vendor changes, expense reports, journal entries. Nothing moves without scrutiny. Threats caught in seconds, not months.
Learns normal behavior. Flags anomalies. BEC email patterns. Duplicate invoice signatures. Unusual payment timing. Segregation violations. Catches sophisticated schemes humans miss.
Blocks high-risk transactions automatically. Escalates medium-risk for human review. Documents everything. Reduces fraud losses while minimizing false positives that slow operations.
Spoofed executive emails requesting urgent wire transfers or sensitive information.
Same invoice submitted multiple times, often with slight variations to evade detection.
Fictitious vendors created by insiders to steal money through fake invoices.
Fraudulent requests to change vendor bank accounts to redirect payments.
Single individuals performing incompatible duties that should require multiple approvers.
Inflated, fictitious, or duplicate expense reimbursements.
Sophisticated BEC attack. Email from "CFO" requesting urgent wire for confidential acquisition. Domain one character off. AP about to process. Agent caught it instantly.
"BEC ATTACK BLOCKED. High-confidence fraud detection. Source: Wire transfer request from sarah.chen@arncorp.co. Analysis: Domain spoofing detected. Legitimate domain: arncorp.com. Spoofed domain: arncorp.co (registered 3 days ago). Email patterns: Urgency language ('must complete today'), Confidentiality request ('do not discuss'), New bank account (first-time recipient), Executive impersonation (CFO signature block). Request details: Amount: $287,000. Recipient: 'Arnc0rp Holdings LLC' (note: zero instead of 'o'). Bank: First National (different from usual executive-initiated wires). Risk score: 94/100. Action: Payment blocked. AP team alerted. Security team notified. Email quarantined for forensic analysis. Similar domains added to blocklist. CFO notified of impersonation attempt."
Accounts payable clerk created fictitious vendor. Bank account was their personal account. Small invoices for 18 months. Agent detected pattern during routine monitoring.
"GHOST VENDOR ALERT. Internal fraud pattern detected. Vendor: 'Precision Office Services LLC'. Created: 18 months ago by J. Martinez (AP Clerk). Red flags identified: Bank account correlation—routing number matches personal account of J. Martinez (payroll records cross-reference). No physical address verification—registered agent service only. Invoice patterns: Round numbers ($2,000, $3,500, $5,000), consistent monthly cadence. No purchase orders—all 'miscellaneous office supplies' categorization. Approval chain: J. Martinez creates invoices, M. Thompson approves (no secondary verification). Total paid to date: $184,200 across 47 invoices. Investigation recommended: Immediate payment hold. HR notification. Forensic audit of all J. Martinez transactions. Bank account freeze request. Law enforcement referral prepared."
Email requesting bank account update for major vendor. Request looked legitimate. Agent flagged timing (day before $450K payment) and required callback verification.
"BANK CHANGE FRAUD PREVENTED. Suspicious account update request. Vendor: TechSupply Inc (strategic vendor, $2.4M annual spend). Request: Change bank account to new routing/account number. Source: Email from 'accounts@techsupply-inc.com' (note hyphen—legitimate is techsupplyinc.com). Risk indicators: Timing—request received 1 day before scheduled $450,000 payment. Domain—similar but not exact match. No phone callback verification. New account—different bank, different state than historical. Urgency—'please update immediately for upcoming payment'. Agent action: Account change blocked pending verification. Callback initiated to vendor using phone number on file (not from email). Verification result: TechSupply confirmed NO account change requested. They are investigating potential breach on their end. Payment: Processed to original (legitimate) account. $450,000 protected."
Manufacturing company deployed agent across all payment channels. First year results: 47 fraud attempts blocked, $2.4M in potential losses prevented, zero successful fraud incidents.
"Annual fraud prevention summary: Year 1 deployment. Transactions monitored: 147,000. Total value scanned: $89.4M. Fraud attempts detected: 47. Fraud attempts blocked: 47 (100% prevention rate). Total value protected: $2,412,000. Breakdown by type: BEC attacks: 8 attempts, $847K protected. Duplicate payments: 23 attempts, $412K protected. Bank account fraud: 6 attempts, $890K protected. Ghost vendor attempts: 3 attempts, $184K protected. Expense fraud: 7 attempts, $79K protected. False positive rate: 0.02% (3 legitimate transactions flagged, resolved within 15 minutes). Operational impact: Average transaction delay for flagged items: 4.2 minutes. Clean transaction processing: No delay. ROI: Agent cost: $X. Fraud prevented: $2.4M. Insurance premium reduction: 15%. Audit findings: Zero fraud-related findings (vs. 3 prior year)."
Every transaction analyzed in under 2 seconds. Fraud caught before money moves.
Learns normal behavior. Detects anomalies. Catches sophisticated schemes.
Domain analysis, language patterns, and behavioral signals catch impersonation.
Document fingerprinting and fuzzy matching catch duplicate payment attempts.
Cross-references vendor data with employee records and external databases.
Validates account changes with callback verification and timing analysis.
Detects violations of segregation of duties in real-time.
Every vendor and transaction scored. High-risk items flagged automatically.
Complete documentation of all alerts, decisions, and outcomes for compliance.
Reports to: Controller / Internal Audit
Availability: 24/7 (real-time)
Scope: All financial transactions
Complete specification including detection rules, risk thresholds, and escalation procedures.
Download .docxConfigure your risk thresholds, customize detection rules, and define escalation paths for your organization.
Pay once. Own the asset. Full source code. Deploy, modify, extend.
Transaction data, vendor information, and fraud patterns never leave your infrastructure.
New fraud pattern updates, detection improvements, and emerging threat intelligence.
Configure your risk thresholds, detection rules, and escalation procedures.
Deploy the Fraud Detection Agent on your infrastructure. Every transaction monitored. Every threat caught. In real-time.
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